Get up to 20% of your home's value in cash.
No monthly payments. No interest rates. No more debt.
There are no monthly payments or interest. Buy us out anytime you want, up to 10 years.
Sum offers a debt-free alternative to traditional home equity loans and home equity lines of credit without taking on additional debt.
If you accept our offer your money is deposited directly into your bank account. In as little as 14 days.
Sum of the Whole provides cash in exchange for a share of your home's future appreciation. Unlike traditional financing options, there are no monthly payments, interest rates or additional debt. You simply return the initial cash amount you received plus a share of the gain (or minus a share of the loss) in the value of your home. We only come out ahead if you come out ahead.
Sum partners with responsible homeowners who prefer not to increase their debt. You can use the cash for anything you like, including home remodeling, education, paying off credit cards, retirement, or major purchases.